Step 1: Define Your Project Scope
Before contacting contractors, write a clear description of the work. The more specific you are, the more accurate quotes you will receive. Include dimensions, materials you have in mind, and your target timeline.
Step 2: Get Multiple Bids
Get at least 3 written bids from licensed contractors. Be wary of bids that are significantly lower than others — this often indicates a contractor planning to cut corners or add change orders later.
Step 3: Verify License and Insurance
- Verify the contractor license number with your state licensing board
- Ask for a certificate of insurance showing general liability and workers compensation coverage
- Confirm the certificate names you as the certificate holder
- Verify the insurance is current — request a copy directly from the insurer if in doubt
Step 4: Check References and Reviews
- Ask for 3-5 recent references from similar projects
- Call the references and ask about communication, timeline adherence, and whether the final cost matched the quote
- Check Google, Yelp, and Houzz reviews for patterns
- Search the contractor name + your state for any complaints or license actions
Step 5: Review the Contract
Never start work without a written contract. The contract should include the project scope, itemized price breakdown, payment schedule, start and completion dates, change order policy, and warranty terms.
Frequently Asked Questions
How do I verify a contractor license?
Look up your state contractor licensing board online and search by contractor name or license number. Most states have a free public lookup tool.
What should a contractor contract include?
A complete contract includes scope of work, itemized price, payment schedule, start/end dates, a written change order requirement, warranty terms, and what happens if either party defaults.